Benefit Summary
Colonial Life’s Group Accident insurance helps fill some of the gaps in your deductible, coinsurance, and out-of-pocket costs if you or a covered family member is injured at home or at work – on the playground or on the road. Covered accidents include, but are not limited to, dislocations, fractures, burns, concussions, emergency dental work, and lacerations. Benefits are paid for the initial emergency treatment (ambulance, x-rays, and more), surgery and surgical care, transportation and lodging, hospital care (admission, confinement, and ICU) and follow-up care (physical therapy, pain management, appliances, etc.).
An annual $100 wellness benefit per covered person is also included.